Right to Buy mortgage brokers help local authority tenants who want to buy their council house. Council houses are owned and run by the local council. The government sells these houses at a discounted price to qualifying tenants. Buying a council house can be a great way to get on the property ladder, as you will get a much better deal than if you were buying a house at full price on the open market.

However, it can be tricky to find the right mortgage that will cover the full cost of the purchase price. This is where a Right to Buy mortgage broker comes in. They will search the market for the best deals and help you find a mortgage that suits your needs.

They can even find a 100% mortgage for you

Brokers can save you time and stress as they will do all the hard work for you. They will also give you independent advice, so you can be sure that you are getting the best deal possible.

If you are a tenant of a local authority and would like to buy your council house, then speak to a Right to Buy mortgage broker today.

What types of mortgage brokers are there?

There are two main types of mortgage brokers: independent and restricted.

Independent mortgage brokers are not linked to any particular lender. This means that they can search the whole market for the best deals on behalf of their clients. They will also give you unbiased advice, as they are not trying to sell you a particular company’s product.

Restricted mortgage brokers, on the other hand, are linked to one or more lenders. This means that they may not give you the best deal possible as they are only able to offer products from the small list of lenders they work with.

Experienced help

Arranging a right to buy mortgage requires knowledge about the different mortgages that are available and how the government right to buy (or right to acquire) scheme works. The brokers that we work with are very experienced and have helped people since the scheme was first introduced in 1980.

They will be able to explain the discount scheme to you and walk you through the process of buying your home from start to finish.

But I don’t know anything about buying a house

That’s okay! Most people don’t know everything about buying a house when they first start looking. A good mortgage adviser will be able to explain the process to you and help you every step of the way. They will also be able to find you the best deals on mortgages, so you can be sure that you are getting the most for your money.

So, if you are a tenant of a local authority and would like to buy your council house, then speak to a Right to Buy mortgage broker today. They will be able to help you find the best deal possible and make the process as stress-free as possible.

What is the best mortgage for me?

The best mortgage for you will depend on your individual circumstances. A good right to buy mortgage broker will be able to assess your situation and recommend the best mortgage for you.

They will take into account factors such as your income, your outgoings, and your monthly expenditure. They will also look at your credit report to make sure that you qualify for a mortgage and will be able to afford the mortgage repayments.

They will also be able to advise you on the different types of mortgage available, such as fixed rate, tracker or discount mortgages, and help you choose the one that best suits your needs.

Where can I find a right to buy mortgage broker?

There are a few ways to find a right to buy mortgage broker. The easiest way is to search online for ‘right to buy mortgage brokers’. This will bring up a list of broker websites that you can browse through.

Another way to find a broker is to ask family and friends if they can recommend anyone.

Alternatively Respect Mortgages can introduce you to one of the largest brokers in the country, with specialists trained in all types of mortgages and loans.

They are an award winning business that helps arrange mortgages so that people can take advantage of the right to buy scheme.