Self-cert mortgages, or self certification mortgages, were a type of loan that did not require any proof of a borrower’s income.
Loans were capped at around 75% loan to value and were popular with self-employed borrowers and those with complicated income situations. Although you needed to declare your occupation and earnings no checks were made.
Are self cert mortgages still available? – We take a quick look at the rise and fall of self-cert mortgages.
Respect Mortgages enables borrowers at all stages of life to better understand their mortgage options.
We aim to publish useful articles and content that explains your mortgage products and options, without the normal jargon.
Office 3357 - 321-323 High Road,
Chadwell Heath, Essex RM6 6AX
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Your property may be repossessed if you do not keep up repayments on a mortgage or any debt secured upon it. Respect Mortgages is a trading style of Respect Digital Limited. Registered office: Office 3357 321-323 High Rd, Romford, England, RM6 6AX