As a leading mortgage-based website in the UK, we recognise the critical role that credit plays in achieving financial goals, particularly when it comes to securing a mortgage.
Understanding your credit status can sometimes feel like deciphering a complex code, but it doesn’t have to be that way. Our hub is designed to demystify the realm of credit, offering clear, digestible information that equips you with the knowledge to confidently make decisions about your financial future.
From articles that break down the basics of credit scores, to guides that offer practical steps on how to improve your credit status, we cover a broad range of topics tailored to both beginners and those with a bit more knowledge. Explore pieces that go into the impact of mortgages on your credit score, learn about the role of credit reference agencies, and gain insight into how to effectively manage credit.
Whether you’re planning to apply for a mortgage, wanting to enhance your credit score, or simply wishing to be more informed, our Personal Credit Knowledge Hub is here to support you on your journey.
Am I on the Electoral Register?
In this article, we will look into the significance of the Electoral Roll, its connection to credit ratings, and how being registered can positively affect your mortgage prospects.
Do I have a CCJ? How do I find out?
In this article, we will explore what CCJs are, how they can affect your credit score and borrowing abilities, and most importantly, how to find out if you have a CCJ.
What is a hard credit search?
What information is on a credit report?
How to remove financial associations from your credit report
Unlocking credit secrets: 10 Factors that influence your mortgage approval
Can You Get a Mortgage with No Credit History?
Does a payday loan affect getting a mortgage?
How Does a Debt Management Plan Affect Your Credit Rating?
Will Checking My Credit Report Affect My Credit Score?
Does car finance improve your credit score?
Am I Responsible for My Spouse’s Debt?
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What is a Notice of Default?
What is a Credit Reference Agency?
What are Settled and Satisfied Credit Accounts?
Do I Have A Default and How To Find Out
Can you remortgage with bad credit?
What is a soft credit search?
What credit score is needed for a mortgage?
Can you get a bridging loan with bad credit?
Boost your credit score
Credit Report Guide
Understanding your credit report is an important step in maintaining your financial health and getting a lender to say yes.
Specialist Mortgages
Specialist mortgages can be very varied. From an unusual property, to multiple streams of income to using an SPV Company.
Mortgage Broker Guide
In this guide we’ll take a look at what mortgage brokers do, how they can help you, how they get paid plus tips on how to find a good one.
