Mortgage Brokers in Salisbury
Whatever part of the UK you live in it’s important to get the right advice for your mortgage.
If you live in Salisbury, or are moving into the Wiltshire area it can be helpful to work with a whole of market mortgage adviser who is nearby.
Salisbury is a cathedral city located in Wiltshire, England. It is the county town of Wiltshire and situated on the River Avon. The city’s population is around 50,000 and Wiltshire is known for its pre-historic monuments, including Stonehenge and Avebury stone circles, which are UNESCO World Heritage Sites.
New 2022 data from an analysis of the Salisbury housing market has revealed that house prices are significantly higher than both the national and regional averages.
The town of Shaftesbury is a short drive away, where you can enjoy its Abbey ruins, Gold hill and the Shaftesbury Museum.
What is a mortgage adviser?
A mortgage adviser is someone who is qualified and trained to find you the best mortgage. Everyone’s situation is unique, so your adviser needs to take that in to account as well.
What types of mortgage borrowers can a broker deal with?
Mortgage brokers can work with a variety of borrowers. Some specialize in working with first-time buyers, while others focus on helping people with bad credit get a mortgage. There are also brokers who work exclusively with professionals or those who are looking to buy an investment property.
Can brokers help self-employed people?
Yes, mortgage brokers can help self-employed people. In fact, they’re often able to get better deals for self-employed people than banks can. This is because banks are often more risk-averse when it comes to lending to the self-employed. A mortgage broker will be able to find a lender who is willing to take on more risk, and this can often result in a better deal for the borrower.
Respect Mortgages works with one of the largest and most respected independent mortgage brokers. They have been in business for over 45 years and have qualified advisers all over the UK, including Salisbury and nearby Winchester and the New Forest.
Why should anyone use a broker?
There are a few reasons why someone might want to use a mortgage broker. The first is that brokers have access to a wide range of lenders, which gives them the ability to find the best deal for their clients. They also have a lot of experience in the industry, which means they’re able to navigate the complex world of mortgages with ease. Finally, using a broker is often the quickest and easiest way to get a mortgage.
Can I get a mortgage without using a broker?
It is possible to get a mortgage without using a broker. However, it’s worth noting that banks often have strict lending criteria, which can make it difficult to get approved for a loan. Additionally, banks typically only offer their own products, which means you might not be getting the best deal possible. A mortgage broker, on the other hand, has access to a wide range of lenders and products, which gives you a much better chance of getting the best deal possible.
Are all mortgage brokers the same?
No, all mortgage brokers are not the same. While some may offer similar services, each broker has their own unique set of skills and experience. As such, it’s important to find a broker that you feel comfortable working with and who you feel confident will be able to get you the best deal possible.
What does “whole of market” mean?
“Whole of market” means that a mortgage broker can search the entire market for the best deal, rather than being restricted to a few lenders they will have around 100 different banks and lenders. This gives you a much better chance of finding the best deal possible.
How do I find a good mortgage broker?
There are a few ways to find a good mortgage broker. The first is to ask for recommendations from family and friends. Another option is to search online for brokers in your area.
A wide range of mortgage options
LOOKING AFTER YOUR BORROWING NEEDS
Buy to let
Competitive buy to let mortgages that include options for SPV borrowing, purchase, remortgage or capital raise.
Holiday Let
Specialist advice for UK holiday let mortgages including Furnished Holiday Lets, Airbnb and mixed use properties. Solutions for purchase, remortgage and develop.
Moving Home
Take the stress out of finding a moving home mortgage by letting our brokers arrange that for you.
Second Homes
A second home mortgage will allow you to purchase a UK holiday home for you and your family to enjoy.
Remortgages
Time to remortgage? Switch your mortgage to a new lender and grab yourself a new interest rate at the same time.
First Time Buyer
All the help you need getting onto the property ladder and buying your first home. Including a cracking mortgage deal, sourced just for you.
Equity Release
An equity release lifetime mortgage can provide a tax-free lump sum or ongoing sums of money that you can spend however you wish.
Specialist Mortgages
Multiple streams of income, employment status, size of mortgage or perhaps an unusual property? Let’s get to work…
Mortgage Guides
Our mortgage guides will help you understand and compare different mortgage products whether you’re starting out, moving, remortgaging or buying to let.
Insurance
Making sure you, your home and your mortgage are protected against the unexpected.
Mortgage Calculators
Our easy to use mortgage calculators can help you at every stage of your mortgage journey. From working out what you could borrow to calculating the Stamp Duty.
SPV Mortgages
Rather than buying an investment property in their own name, many investors are now choosing to do this through a Special Purpose Vehicle limited company, or SPV.
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