Mortgage Brokers in Canterbury
Wherever you live in the UK it’s important to get the right advice for your mortgage.
If you live in Canterbury, or are moving into the area it can be helpful to work with an independent mortgage adviser who is nearby.
If you’re looking for a mortgage broker in Canterbury, then you’ve come to the right place. At Respect Mortgages, we work with expert brokers all over the UK to help people get the best mortgage deals possible. We know that finding the right mortgage can be difficult, so our team of specialists are here to give you expert advice and support every step of the way.
Canterbury is a beautiful city in Kent, and it’s home to the iconic Canterbury Cathedral. The housing is varied, from traditional Victorian terraces to more modern developments, and there’s something to suit every taste. The city is also well connected, with good transport links to London and the rest of the UK.
The nearby places of Herne Bay, Whitstable and Thanet also offer a great quality of life, with stunning coastline and countryside on your doorstep. And, of course, there’s the famous Kentish ale and cider to enjoy!
If you’re thinking of moving to Canterbury, or you’re already living here and looking to remortgage, we can find a broker to work with you.
Respect Mortgages works with one of the largest and most respected independent mortgage brokers. They have been in business for over 45 years and have qualified advisers all over the UK, including the Cathedral City of Canterbury in Kent.
What does a mortgage broker do?
A mortgage broker is a specialist who can help you find the right mortgage deal to suit your needs. They’ll work with you to understand your financial situation and what you’re looking for, and then they’ll search the market to find a deal that’s tailored to you.
The beauty of using a broker is that they have access to deals from a wide range of lenders, so you can be sure that you’re getting the best possible deal. And, because they’re experts in the field, they can provide guidance and support throughout the process, so you don’t need to worry about anything.
Why would you need a mortgage broker?
There are a number of reasons why you might need a broker. Perhaps you’re self-employed and finding it difficult to get a mortgage from a high street lender. Or maybe you have bad credit and you’re struggling to find a deal that meets your needs. Whatever your situation, a broker can help.
They’ll work with you to understand your circumstances and find a deal that’s right for you, so you can enjoy peace of mind knowing that you’re getting the best possible deal on your mortgage.
What types of mortgage can a broker deal with?
Brokers can deal with a wide range of mortgages, from first-time buyer deals to second home mortgages. They can also help if you’re looking to remortgage your property or release equity from your home.
No matter what type of mortgage you’re looking for, a broker can find a deal to suit you. And, because they have access to a wide range of lenders, they can often get you a better deal than you could get by going directly to a lender yourself.
How do brokers get paid?
The broker will receive a commission from the lender when the mortgage is completed, and this is based on a percentage of the loan amount. So, if you’re borrowing £100,000, the broker may receive around £500 in commission.
Some brokers may also charge you a fee on top, particularly if your requirements require specialist advice or extra work.
How to find a broker in Canterbury
If you’re looking for a mortgage broker in Canterbury, the best place to start is by asking your friends and family if they can recommend anyone. Alternatively, you can search online for local brokers or use an independent broker introducer like Respect Mortgages.
When you’ve found a few potential brokers, it’s important to check that they’re regulated by the Financial Conduct Authority (FCA). You can do this by searching the FCA Register. This will give you peace of mind knowing that your broker is qualified and experienced, and that they’re operating within the law.
Once you’ve found a few regulated brokers, it’s time to compare their deals and services to find the best one for you. Remember to ask about fees and charges, and make sure you understand everything before making a decision.
If you’re ready to start looking for a mortgage broker in Canterbury, why not get in touch with Respect Mortgages today? We can introduce you to experienced, regulated brokers who will work with you to find the right deal for your needs. Contact us today to learn more.
A wide range of mortgage options
LOOKING AFTER YOUR BORROWING NEEDS
Buy to let
Competitive buy to let mortgages that include options for SPV borrowing, purchase, remortgage or capital raise.
Holiday Let
Specialist advice for UK holiday let mortgages including Furnished Holiday Lets, Airbnb and mixed use properties. Solutions for purchase, remortgage and develop.
Moving Home
Take the stress out of finding a moving home mortgage by letting our brokers arrange that for you.
Second Homes
A second home mortgage will allow you to purchase a UK holiday home for you and your family to enjoy.
Remortgages
Time to remortgage? Switch your mortgage to a new lender and grab yourself a new interest rate at the same time.
First Time Buyer
All the help you need getting onto the property ladder and buying your first home. Including a cracking mortgage deal, sourced just for you.
Equity Release
An equity release lifetime mortgage can provide a tax-free lump sum or ongoing sums of money that you can spend however you wish.
Specialist Mortgages
Multiple streams of income, employment status, size of mortgage or perhaps an unusual property? Let’s get to work…
Mortgage Guides
Our mortgage guides will help you understand and compare different mortgage products whether you’re starting out, moving, remortgaging or buying to let.
Insurance
Making sure you, your home and your mortgage are protected against the unexpected.
Mortgage Calculators
Our easy to use mortgage calculators can help you at every stage of your mortgage journey. From working out what you could borrow to calculating the Stamp Duty.
SPV Mortgages
Rather than buying an investment property in their own name, many investors are now choosing to do this through a Special Purpose Vehicle limited company, or SPV.
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