Mortgage Advice Wherever You Are

Wherever you live in the UK it’s important to get the right advice for your mortgage.

By choosing an independent mortgage broker you will have an excellent range of mortgage options, sourced from the whole market.

Contact a Broker

Your mortgage is one of the biggest financial commitments you will ever make so it’s crucial to get the best advice, and that’s what we are here for.

Respect Mortgages can put you in touch with a mortgage expert from an award winning mortgage broker that has been in business for over 45 years.

So, whether you live in London, Manchester, Birmingham or anywhere else in the UK, we can help you find the right mortgage adviser.

Our most recent articles

What is a retirement mortgage, and how do they work?
In recent years, there has been a notable rise in the popularity of retirement mortgages. This trend can be attributed …

What is a concessionary purchase mortgage?
One of the biggest hurdles that first time buyers have to overcome is saving up for the initial deposit. Family …

Can I extend my mortgage term?
A mortgage term is simply the length of time you have to repay your home loan. In the UK, this …

What is an enhanced lifetime mortgage?
An enhanced lifetime mortgage is a type of equity release plan designed specifically for UK homeowners aged 55 and over …

What is a hard credit search?
A hard credit search is a comprehensive review of your financial past, conducted by a lender or company when you …

What information is on a credit report?
Your credit report is a comprehensive record of your financial history, a bit like a financial CV. It contains details …

Buying a house with a lifetime mortgage
Have you ever dreamt of a fresh start, a change of scenery, or perhaps a home better suited to your …

Do you need a solicitor for equity release?
Equity release offers a convenient way to access some of the money in your home, providing funds for retirement needs …

What is drawdown equity release?
Drawdown equity release could be a suitable way to unlock the value tied up in your property without having to …

What can you use equity release for?
Many homeowners turn to equity release as they approach or enter retirement. Even if you feel comfortable with your overall …

Can you get equity release if you still have a mortgage?
Many people considering equity release wonder, “Can I still get it if I have a mortgage on my house?” The …

Can equity release be transferred to another property?
While many people happily remain in their current home after taking equity release, life circumstances can change. If you’re considering …

Do you have to pay tax on equity release?
As you get older, your financial needs and goals might change. If you own your home, equity release could offer …

Can equity release be used to pay off an interest only mortgage?
Many homeowners opt for interest-only mortgages due to their lower monthly payments. With this type of mortgage, you only pay …

Can I give my children money from equity release?
Getting on the property ladder in today’s world can feel like an impossible dream for many young adults. Rising property …

Can you do equity release more than once?
When starting a new equity release plan borrowers accept that this will be with them for the long term. It’s …

How does equity release work when you die
While equity release can provide a welcome financial boost, it’s perfectly understandable to have questions about what happens to your …

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