Mortgage Articles

Our latest mortgage and property related articles are below. We also have several in depth guides and a knowledge base.

BRIDGING
What is planning gain finance?

Yet, there’s another opportunity that often flies under the radar: securing planning permission on a prime plot destined for development. …

What is finish and exit development finance?

How much can you borrow? The amount you can initially borrow with development finance depends on several factors including the …

HOLIDAY LET
What kind of mortgage do you need for Airbnb?

Understanding the right mortgage for your property is important, especially as the trend towards short-term rental services like Airbnb continues …

Can you live in a holiday home all year round?

Understanding Holiday Homes Let’s start by answering the question: What is a holiday home? A holiday home is a property …

reading mortgage articles
What is a retirement mortgage, and how do they work?

In recent years, there has been a notable rise in the popularity of retirement mortgages. This trend can be attributed to several factors, including the increasing age at which people retire and the ever-rising property prices across the country. As people continue to work beyond the traditional retirement age, their financial needs and goals evolve. This shift in borrowing trends …

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Capital Raising
Is remortgaging the same as releasing equity?

Remortgaging your home is the process of moving your mortgage from one lender, to another. But without moving home. Releasing …

What is a further advance mortgage?

Benefits of a mortgage further advance You may benefit from a further advance on your mortgage due to lower interest …

Can you release equity on an inherited house?

How do you inherit a house? There are two ways that someone in the UK can inherit a property: Transferring …

Can you release equity without remortgaging?

Can you release equity on an inherited house? If you have recently inherited a house, or will do soon, you …

Remortgaging
Switching to a buy to let mortgage

So you want to swap your residential mortgage for a buy to let? Renting out your own home is an …

Is remortgaging the same as releasing equity?

Remortgaging your home is the process of moving your mortgage from one lender, to another. But without moving home. Releasing …

Can you remortgage and add a name?

Regardless of how well you have made your monthly mortgage payments in the past, your lender is under no obligation …

How long does a remortgage take with the same lender?

Product transfer benefits Mortgage product transfers are incredibly popular with borrowers. It was not that long ago that the renewal …

Not on the High Street!

The high street lenders can’t help every mortgage customer and they prefer the simple, low-risk ones.

If your situation is a bit different or needs a more personalised solution then our brokers can help.

Expert advice, for all situations.

Bridging Loans

The most flexible of secured loans and often misunderstood. Bridge loans can be used in so many different ways and can be arranged super fast.

Large Loans

High net worth mortgage brokers understand complex large loans and unique situations and can source bespoke deals from the right lenders.

Let to Buy

Let to buy combines a buy to let remortgage with a residential mortgage. Allowing you to move house while keeping your current home.

Can you get equity release if you still have a mortgage?

Many people considering equity release wonder, “Can I still get it if I have a mortgage …

Can equity release be transferred to another property?

While many people happily remain in their current home after taking equity release, life circumstances can …

Do you have to pay tax on equity release?

As you get older, your financial needs and goals might change. If you own your home, …

Can equity release be used to pay off an interest only mortgage?

Many homeowners opt for interest-only mortgages due to their lower monthly payments. With this type of …

Can I give my children money from equity release?

Getting on the property ladder in today’s world can feel like an impossible dream for many …

Can you do equity release more than once?

When starting a new equity release plan borrowers accept that this will be with them for …

How does equity release work when you die

While equity release can provide a welcome financial boost, it’s perfectly understandable to have questions about …

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What happens when a fixed rate mortgage ends?

Is your fixed rate mortgage coming to an end? If so, then you may be wondering …

How do joint mortgages work?

By taking a mortgage out with someone else you can combine your incomes to potentially borrow …

What is a consumer buy-to-let mortgage?

Becoming a landlord unexpectedly can be overwhelming. Whether you’ve inherited a property, need to relocate temporarily, …

Do mortgage lenders do a final credit check before completion?

You expect a mortgage lender to do some checks and investigations when you first approach them. …

A guide to short term mortgages

Mortgages are often set up over 25 years (or longer). If you like the idea of …

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Our easy to use mortgage calculators can help you at every stage of your mortgage journey, from calculating how much you could borrow, working out the monthly cost of a mortgage, to getting an idea of rental yield from a buy to let property.

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Mortgage GUIDES

Practical guides to help you understand the home-buying and mortgage process. Our guides can help you compare different mortgage products and find the one that best suits your needs whether you’re starting out, moving, remortgaging or buying to let.

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