Mortgage Brokers in Shaftesbury
Whatever part of the UK you live in it’s important to get the right advice for your mortgage.
If you live in Shaftesbury, or are moving into the area it can be helpful to work with a whole of market mortgage adviser who is nearby.
Shaftesbury is a small town located in the county of Dorset, England. It has a population of around 8,000 people and is situated on the A30 road. The town is best known for its Gold Hill, which was made famous by the Hovis bread commercial in the 1970s.
If you are visiting Shaftesbury, there are a few things that you should definitely see. Gold Hill is a must. This street is lined with 18th century houses and has a stunning view of the countryside. The ancient cobbled street runs beside the Grade I listed walls of the ancient Shaftesbury Abbey built by King Alfred the Great.
Shaftesbury Abbey was founded in the 7th century and is a beautiful historic site and well worth a visit. Finally, don’t forget to try some of the local produce! Dorset is famous for its delicious ice cream, so make sure you sample some while you’re in town.
Property in Shaftesbury is varied, from Georgian townhouses to thatched cottages. The town is very desirable and a popular place to live, due to its lovely countryside setting and easy access to the rest of the UK via the A30.
Within travelling distance is Salisbury, a city in Wiltshire about 3 miles (5 km) from Stonehenge. Salisbury is home to the Salisbury Cathedral and the ruins of Old Sarum.
If you’re thinking of buying a property in Shaftesbury, it’s a good idea to speak to a mortgage broker. They will be able to advise you on the best mortgage products for your individual circumstances and help you find a great deal.
What different types of mortgage broker are there?
There are two main types of mortgage broker: whole-of-market and restricted.
As the name suggests, whole-of-market mortgage brokers have access to the entire market of mortgage products. This means they can search the market for you and find the best deal possible.
Restricted mortgage brokers, on the other hand, only have access to a limited number of mortgage providers, sometimes only one. This means they may not be able to find the best deal for you.
Respect Mortgages works with one of the largest and most respected independent mortgage brokers. They have been in business for over 45 years and have qualified advisers all over the UK, including Shaftesbury and local areas in Dorset.
What does “whole of market” mean?
Whole of market means that a mortgage broker can access the entire market of mortgage products from different lenders. This gives them the ability to find the best deal possible for their clients.
They will be able to find mortgages from many lenders including:
- HSBC
- NatWest
- Royal Bank of Scotland
- Aldermore
- Halifax
- Coventry Building Society
- Darlington Building Society
- Leeds Building Society
What types of mortgage borrowers can a broker help?
- First Time Buyers
- Home Movers
- Buy to Let Investors
- Right to buy
- Self Employed Borrowers
- Those with Adverse Credit
Why would anyone use a broker?
There are a few reasons why someone might use a mortgage broker. Firstly, it can save you a lot of time and effort. Searching for a mortgage can be a confusing and complicated process, so using a broker to do the hard work for you can be very helpful.
Secondly, brokers have access to the entire market of mortgage products, so they can find the best deal possible. They also have a lot of experience and expertise, so they can offer advice and guidance throughout the process.
A wide range of mortgage options
LOOKING AFTER YOUR BORROWING NEEDS
Buy to let
Competitive buy to let mortgages that include options for SPV borrowing, purchase, remortgage or capital raise.
Holiday Let
Specialist advice for UK holiday let mortgages including Furnished Holiday Lets, Airbnb and mixed use properties. Solutions for purchase, remortgage and develop.
Moving Home
Take the stress out of finding a moving home mortgage by letting our brokers arrange that for you.
Second Homes
A second home mortgage will allow you to purchase a UK holiday home for you and your family to enjoy.
Remortgages
Time to remortgage? Switch your mortgage to a new lender and grab yourself a new interest rate at the same time.
Right to Buy
If you are a local authority tenant and want to buy the property you’re living in using the Right to Buy scheme, we can help you find the best mortgage deal.
Guarantor / JBSP
If you are struggling to qualify for the mortgage you need, or don’t have enough deposit, then perhaps a guarantor mortgage could help.
First Time Buyer
All the help you need getting onto the property ladder and buying your first home. Including a cracking mortgage deal, sourced just for you.
Equity Release
An equity release lifetime mortgage can provide a tax-free lump sum or ongoing sums of money that you can spend however you wish.
Specialist Mortgages
Multiple streams of income, employment status, size of mortgage or perhaps an unusual property? Let’s get to work…
Mortgage Guides
Our mortgage guides will help you understand and compare different mortgage products whether you’re starting out, moving, remortgaging or buying to let.
Insurance
Making sure you, your home and your mortgage are protected against the unexpected.
Mortgage Calculators
Our easy to use mortgage calculators can help you at every stage of your mortgage journey. From working out what you could borrow to calculating the Stamp Duty.
SPV Mortgages
Rather than buying an investment property in their own name, many investors are now choosing to do this through a Special Purpose Vehicle limited company, or SPV.
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